Steve Pannifer is a director of Consult Hyperion as well as being an identity technology and security expert. Over the past 5 years, Steve has had numerous engagements exploring all aspects of digital identity – commercial, technical and regulatory. He is currently working with banks, mobile operators and leading technology companies on digital identity strategy. He has had involvement in UK Verify and contributed to several OIX projects. Steve recently completed an extensive research project into the privacy of digital identity, which was commissioned by the Omidyar Network. Steve is also engaged in various initiatives exploring the application of blockchain technology to digital identity. Previously, Steve was the technical authority for a major international payment scheme in the development of its various systems to manage secure payment smart cards and was heavily involved in the delivery of high value secure networks for the financial markets.